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Insurance policy

The VGS has insurance as below.

This policy lists all the benefits they offer to community groups in one document. We do not have all the cover mentioned.
Our policy cover is limited to the provisions of the first three sections and nothing between pages 32 and 91 applies to us

These two documents below confirm we are covered, the title CERTIFICATE OF EMPLOYERS’ LIABILITY INSURANCE is confusing as it is not just for employers but other groups as well.